{"id":280,"date":"2012-01-17T09:13:03","date_gmt":"2012-01-17T14:13:03","guid":{"rendered":"http:\/\/www.ourwanderyears.com\/blog\/?p=280"},"modified":"2012-09-09T14:00:00","modified_gmt":"2012-09-09T18:00:00","slug":"we-have-financing","status":"publish","type":"post","link":"https:\/\/www.ourwanderyears.com\/blog\/2012\/01\/17\/we-have-financing\/","title":{"rendered":"We have financing!"},"content":{"rendered":"<p>One more brick in place.\u00a0 We have approved financing for a $30,000 loan to purchase the coach.\u00a0 Next step: insurance.\u00a0 We are looking to be actual RV owners by mid-March.<\/p>\n<p>The terms aren&#8217;t great, given the current low interest rates: 6.75% over 15 years with a pre-payment penalty if we pay it off in less than 3 years.\u00a0 But the amount of the loan is so small that I really don&#8217;t care all that much about the rate.\u00a0 And the monthly payment is just $265, which is just slightly more than my cable bill right now.\u00a0 I might decide to keep the loan for those 3 years.\u00a0 It will allow me to keep $30K more in my IRA, which may just about pay the interest.<\/p>\n<p>Anyway, we are one big step closer to making this a reality.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>One more brick in place.\u00a0 We have approved financing for a $30,000 loan to purchase the coach.\u00a0 Next step: insurance.\u00a0 We are looking to be actual RV owners by mid-March. The terms aren&#8217;t great, given the current low interest rates: 6.75% over 15 years with a pre-payment penalty if we pay it off in less &hellip; <a class=\"read-excerpt\" href=\"https:\/\/www.ourwanderyears.com\/blog\/2012\/01\/17\/we-have-financing\/\">Continue reading <span class=\"meta-nav\">&raquo;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[3],"tags":[],"class_list":["post-280","post","type-post","status-publish","format-standard","hentry","category-preparation"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p1VniU-4w","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.ourwanderyears.com\/blog\/wp-json\/wp\/v2\/posts\/280","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ourwanderyears.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ourwanderyears.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ourwanderyears.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ourwanderyears.com\/blog\/wp-json\/wp\/v2\/comments?post=280"}],"version-history":[{"count":3,"href":"https:\/\/www.ourwanderyears.com\/blog\/wp-json\/wp\/v2\/posts\/280\/revisions"}],"predecessor-version":[{"id":282,"href":"https:\/\/www.ourwanderyears.com\/blog\/wp-json\/wp\/v2\/posts\/280\/revisions\/282"}],"wp:attachment":[{"href":"https:\/\/www.ourwanderyears.com\/blog\/wp-json\/wp\/v2\/media?parent=280"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ourwanderyears.com\/blog\/wp-json\/wp\/v2\/categories?post=280"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ourwanderyears.com\/blog\/wp-json\/wp\/v2\/tags?post=280"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}